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Log in or RegisterState Auto Prop. & Cas. Ins. Co. v. Distinctive Foods, LLC (2024)
The complaint did not allege an occurrence but rather only alleged intentional conduct.
Does A Cease And Desist Demand Raise A Potential For CGL Coverage?
Your insured has received a demand from a trademark holder to cease and desist using the trademark, and threatening a trademark infringement suit. Anticipating a lawsuit, your insured has tendered the letter to you seeking potential coverage under its CGL policy's "personal and advertising injury" coverage. Will the policy provide coverage?
Drevs v. Metro. Prop. & Cas. Ins. Co. (2024)
The contractual limitations period began running when the insurer denied the pool damage One-year suit limitations provision barred the homeowners’ suit where it was filed more than one-and-one-half years after the date of the insurer’s denial of the pool collapse claim.
Zimmerman v. Leatherstocking Coop. Ins. Co. (2024)
Frozen plumbing exclusion may apply if the insurer establishes the homeowner did not use reasonable care to maintain heat in his home while it was unoccupied. "Reasonable care", while undefined, was not ambiguous as the phrase was commonly defined as the “the care that an ordinarily reasonable and prudent person would use under the same or similar circumstances".
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