December 22 , 2017 - Notice: Insurance Commissioner Appeals To Insurers To Lift Requirements For Detailed Home Inventories
On December 21, 2017, the California Department of Insurance issued a Notice asking insurers to help California wildfire survivors who are overwhelmed with the task of navigating the claims process by providing relief from detailed home inventories and following the lead of other insurers providing up to 100 percent of contents (pearsonal property) coverage limits without a detailed inventory.
Southern California Wildfires Catastrophe Information
A number of wildfires ignited in early December 2017 across Los Angeles, San Bernardino, and Ventura counties. The fires were exacerbated by unusually powerful and long-lasting Santa Ana winds, as well as large amounts of dry vegetation created by rains earlier in the year, and are causing traffic disruptions, school closures, hazardous air conditions, and massive power outages.
December 14, 2017 - CA - REGULATORY BULLETIN - Reminder To Wildfire Victims: Unlicensed Contractors and Public Adjusters
On December 14, 2017, the California Department of Insurance issued a News Release, warning residents of the dangers of hiring unlicensed contractors, as they begin to recover from the damages caused by the wildfires. In addition, the Commissioner reminded consumers that public adjusters are restricted from soliciting business from residents until seven days after evacuation orders are lifted.
December 8, 2017 - CA - REGULATORY BULLETIN - Expedited Claim Handling/Billing Grace Periods for Wildfire Victims
On December 8, 2017, the California Department of Insurance issued a Formal Notice, calling upon all property insurance companies to implement emergency expedited claims and billing grace periods to help residents and businesses begin their recovery from the current wildfires more quickly.
Northern California Wildfires Catastrophe Information
In early October 2017, a series of wildfires started burning across the state of California. They broke out throughout Napa, Lake, Sonoma, Mendocino, Butte, and Solano counties during severe fire weather conditions. Due to the extreme conditions, shortly after the fires ignited on October 8th and 9th, they rapidly grew to become extensive, full-scale incidents spanning from 1,000 acres to well over 20,000 acres each within a single day. By October 14, the fires had burned more than 210,000 acres, and destroyed an estimated 5,700 structures while forcing 90,000 people to evacuate from their homes.
November 21, 2017 - CA - REGULATORY BULLETIN - Unfair Claims Practices Notice Following Wildfires
On November 17, 2017, the California Department of Insurance issued a Formal Notice, advising that all claims adjusters, whether California-licensed or not, who are assigned to wildfire claims must be properly trained on the California Unfair Practices Act, Fair Claims Settlement Practices Regulations, and all laws relating to property and casualty insurance claims handling.
October 20, 2017 - REGULATORY BULLETIN - Wildfires Trigger Reminder of Public Adjuster Laws -CA
Due to the wildfires in California, the California Department of Insurance (DOI) issued a Notice reminding insurers and all licensed public adjusters of the rules, regulations and limitations applicable to public adjusters doing business in California.
October 18, 2017 - REGULATORY BULLETIN - 2017 Wildfires: Executive Order Expediting Wildfire Recovery Efforts - CA
On October 18, 2017, the California Governor issued Executive Order B-43-17 to help expedite recovery efforts in communities impacted by the California wildfires. Most relevant to property claims in this wide ranging order are its reference to anti-price gouging laws, and its allowance of manufactured homes or recreational vehicles on private lots for use during the reconstruction of homes.
October 13, 2017 - REGULATORY BULLETIN: 2017 Wildfires - Expedited Claims Handling and Nonlicensed Adjuster
As a result of wildfires in California, the Department of Insurance has authorized use of nonlicensed adjusters and asked insurers to comply with its voluntary expedited claims handling procedures.